Every few months, someone in the superannuation industry declares that Australians now “need” around A$1 million to retire comfortably. It’s a big, scary number. But consumer advocates say most people can retire with far less. Independent estimates suggest something closer to $322,000 is enough for many retirees who own their own home. So who’s right … Read more
Acting on a hot tip might sound like a good idea when investing but if that hot tip is inside information, it might lead to heavy fines or prison time. What is insider trading? Insider trading is when you trade in a financial product (for example, shares, options or derivatives of a listed company) while … Read more
How to check for lost member super accounts. What is lost super Lost member super accounts are reported to the ATO by super funds. This happens where the member is either: uncontactable – your fund has lost contact with you and your account hasn’t received a contribution or rollover for 12 months. Changing your name, address … Read more
When you’re looking for a good deal on a home loan, the interest rate matters. With the cash rate on the rise, even a small difference in interest adds up over time. Choose your type of repayment Principal and interest loans Most people get this type of home loan. You make regular repayments on … Read more
Find out how the Australian Government is supporting businesses impacted by global events. Read the latest on fuel supply, supply chain status, export updates, shipping and where you can get support. Interest-free loans The Australian Government’s Economic Resilience Program provides interest-free loans to impacted manufacturing and logistics businesses in critical sectors, including: freight fuel fertiliser … Read more
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